Georgetown, Sun City and Austin real estate and homes for sale in Texas - Team Jantzen, REALTORS® Team Jantzen REALTORS(r) for Georgetown, Sun City and Austin, Texas real estate - NUMBER1EXPERTS™ Team Jantzen NUMBER1EXPERTS(tm) for Georgetown, Sun City and Austin, Texas real estate

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Team Jantzen, REALTOR®, real estate agents and broker for Georgetown, Sun City and Austin Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
When visiting Sun City, look for the Residential REALTORS that live and work in Sun City! We are the #1 Century 21 office here in Georgetown.

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Mortgage Prequalification: Georgetown, Sun City and Austin Texas home buying, real estate listings, and homes for sale in Williamson County, TX
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Georgetown, Sun City and Austin REALTORS® to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Tax Considerations >Tax Deductions

Here is a question which is often asked about real estate sales: which home loan fees are deductible for income tax purposes? It is good to know the answer to this question before you sign on the dotted line. It may influence which loan you will choose. Loan fees for certain services are not itemized on your fee statement, but are grouped together into a single category.

The most obvious deductible fee is the loan fee paid to acquire a mortgage for a principal residence. The IRS recently ruled that the buyer could deduct the fee in the first year, even if the seller paid it! Other deductions include pro-rated property taxes and mortgage interest. On these items, the buyer may only deduct their share.

Most of the other closing costs are not deductible, but you may add them to your home's adjusted cost basis when calculating appreciation. Among these costs are appraisal, attorney, and inspection fees, as well as title, recording and notary fees. Fire insurance fees are neither deductible nor do they figure into the cost basis. If you are not sure which fees are deductible, consult a professional tax advisor.

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Real Estate Trivia
Q 
What private residence is considered the most expensive house ever built?

A 
The William Randolph Hearst Ranch in San Simeon, California cost over $30 million, equivalent today to $276,883,320. Bill Gates recently built a home for over $40 million.
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Team Jantzen, REALTOR®, real estate agents and broker for Georgetown, Sun City and Austin Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Gene and Renée Jantzen -- Team Jantzen
Century 21 HS Associates

950 W. University, #201
Georgetown, TX. 78626
Toll Free: 1-877-897-8277
Gene Jantzen: 512-864-5339
Renée Jantzen,ABR,CRS, Sr: 512-818-8181
Fax: 512-863-8228
Email:: TeamJantzen@ReneeRealtor.com

The Jantzens are the Top Real Estate Agents in the Sun City, Georgetown, Round Rock & Austin Metro areas. We have the expertise and experience to work for you! Their tireless energy and Texas spirit are their way of making sure you are at ease with the home buying or selling process. The transaction is not complete until you are totally satisfied. Come visit the place we call home!

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